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Insurance Blog Week in Review – June 17 – 23, 2012

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Each and every week, the Insurance Blog Week in Review brings you an easy way to “ketchup” on all of the blogs that appeared here in the past week. There can be anywhere between twelve and fourteen blogs here each week, and they can go by pretty fast. What did you miss? Another Reason to Cover Pre-Existing Conditions Health insurance companies are considering people who have donated a kidney as having a pre-existing condition. The insurers are using this as an excuse to deny coverage. This is horrible! California Replicates Health Care Reform Laws If the Supreme Court decides to … Continue reading →

Another Reason to Cover Pre-Existing Conditions

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One of the most beneficial things in the Affordable Care Act is that it requires insurance companies to cover people who have a pre-existing condition. Some insurers consider live donors, who donate a kidney to someone else who needs it, to have a pre-existing condition. We need the Affordable Care Act to prevent insurers from denying health insurance coverage for these kind souls. The Affordable Care Act is the name of the current series of health reform laws. Some of it has already helped Americans to find health insurance. For example, one of the popular parts of the ACA is … Continue reading →

Company Offers DNA Test to Help With Weightloss

Having trouble losing weight? Perhaps it has something to do with your DNA. A company called Interleukin Genetics will look at your DNA, and suggest an appropriate diet for you, based on your genotype. If obesity runs in your family, this test could be something to consider. It has been known for quite some time that obesity runs in families. In May of 2011, a team of researchers discovered that there is a gene called KLF14 that acts like a “master switch” that controls the other genes that are related to obesity. This discovery came after a group of British … Continue reading →

Health Insurance Companies Will Be Sharing Revenue

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Rules were revealed by the Obama Administration today that will forever change how health insurance companies look at potential customers. The new rules are designed to coordinate with the exchanges that many states are in the process of creating. It will cause health insurers to compete on “a level playing field” for customers. Right now, health insurance companies try and “cherry pick” the healthiest customers. They have a history of refusing to cover people who have expensive, chronic, pre-existing health conditions. Insurers typically will charge a person who has a serious medical condition a much higher premium than they would … Continue reading →

“Obese” Girl in Sweden Denied Health Insurance

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A mother in Sweden was very surprised when her insurance company denied health insurance coverage to her daughter. Despite being a normal weight for her height, the daughter has been classified as obese. Could an insurance company in the United States do something like this? Zarah Samuelsson lives in Sweden, and has a five year old daughter named Freya. She got a letter back from her insurance company, (Folksam), stating that they have refused to renew her daughter’s health insurance policy. At first, she thought this was a joke, but it turned out to be very real. The reason given … Continue reading →

Health Insurance Options For Young Adults

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Right now, young people who are between the ages of 18 and 26 have more opportunities to get health insurance than ever before. This wide array of possibilities might make it difficult for you to figure out what your best choice would be. There are both advantages and disadvantages that are connected with each type of health insurance. The more you understand about each option, the better you will be able to find one that is right for you. A practical way to avoid getting in over your head from medical bills is to get a health insurance policy. Fortunately, … Continue reading →